愛爾蘭聯合銀行

出自 MBA智库百科(https://wiki.mbalib.com/)

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愛爾蘭聯合銀行官方網站網址:http://www.aib.ie/

　　愛爾蘭聯合銀行(ISEQ: ALBK, LSE: ALBK, NYSE: AIB, FWB: AIB)成立於1966年，現有員工5萬人，其業務現已覆蓋到美國、英國、波蘭等多個國家和地區，總部設在都柏林，是愛爾蘭最大的金融公司。

　　愛爾蘭聯合銀行是愛爾蘭最大的外匯交易公司，其影響力遠遠超過愛爾蘭銀行。愛爾蘭聯合銀行在紐約、倫敦和都柏林股市上總共有10萬股民。總行由6個部分組成，具體包括：愛爾蘭共和國愛爾蘭聯合銀行，該行的主要業務是處理國內保險和金融以及貸款業務；英國及北愛爾蘭的愛爾蘭聯合銀行，主要由英國的金融集團和北愛的第一信托銀行組成；愛爾蘭聯合銀行國際銀行負責國際投資業務；波蘭愛爾蘭聯合銀行，負責最近剛剛收購的兩家銀行的運作；愛爾蘭聯合銀行企業網路是最近剛剛創立的，負責高科技發展。

　　愛爾蘭聯合銀行美國分行愛弗斯特是美國五十大銀行之一，現有職員6000人，在馬利蘭州和賓州有250個次一級支行，併在紐約、芝加哥、洛杉磯、費城、亞特蘭大和舊金山都開設有辦公室。

　　Allied Irish Banks is usually referred to, both inside and outside the company, as simply AIB and often incorrectly as "Allied Irish Bank". In Northern Ireland however, the bank is known as First Trust Bank, while in Great Britain, it is called "Allied Irish Bank (GB)" - the only part of the operation where the full name, in the singular, is still in day-to-day use.

　　Initially, the bank operated under the names of its former constituent companies, alongside a new AIB logo, a circle divided in three with an "A" at the centre. From 1970, these were replaced by "Allied Irish Banks". In 1990, AIB introduced a new logo (prompted, it was said in some quarters, by the remarkable similarity between its previous logo and that of Mercedes-Benz.). Since then, the bank has preferred to be referred to as simply "AIB", though "Allied Irish Banks plc" remains its legal name.

　　Allied Irish Banks was formed in 1966 out of the merger of three Irish banks: Provincial Bank, Royal Bank of Ireland, and Munster & Leinster Bank. The banks saw an alliance as the best way to overcome the fragmented nature of the Irish banking industry. Ireland in the mid-1960s was changing fast and the merger strengthened the banks’ position in the emerging global business era. In 1966, AIB's aggregate assets were €323.8 million – as at 31 December 2005, the AIB Group had assets of €133 billion.

　　早期歷史

• 1825 Provincial Bank commenced operations, pioneering joint stock branch banking in Ireland. It also established a branch in London.
• 1836 Royal Bank of Ireland (RBI) commenced operations. It was known for its mercantile links.
• 1837 RBI merged in Shaw’s Bank.
• 1864 The Munster Bank is established.
• 1867 The Munster Bank purchased some of the branches of the unsuccessful Union Bank of Ireland.
• 1870 The Munster Bank acquired the long established private bank David La Touche & Son.
• 1885 The Munster Bank failed due to mismanagement and fraud and is liquidated. However, Munster and Leinster Bank commences operations. Eventually it will become the largest of the three banks with the most extensive branch network.
• 1923 The Royal Bank of Ireland bought the Free State business of the Belfast Banking Company.

　　近期歷史

　　Over the decades, AIB has become an increasingly international organisation. The creation of a branch network in Britain in the 1970s was followed by an investment in the USA in the 1980s.

　　In 1983, AIB first invested in First Maryland Bancorp in the USA. In July 1997, AIB acquired Dauphin Deposit Corporation which it merged with First Maryland Bancorp to form Allfirst in 1999.

　　In July 1991, the merger of AIB Group's interests in Northern Ireland with those of TSB Northern Ireland created First Trust Bank.

　　AIB invested in Poland by gradually building a majority shareholding of 60.1% in Wielkopolski Bank Kredytowy (WBK) between 1995 and 1996. In June 1999, AIB reached an agreement with the Polish State Treasury to acquire an 80% shareholding in Bank Zachodni SA. In June 2001, AIB completed a merger of the two banks to create Bank Zachodni WBK SA. The combined bank is a leading Polish bank in terms of asset size and key product market shares.

　　Between 1999 and 2001 AIB had an interest in Keppel TatLee Bank in Singapore, but withdrew after Oversea-Chinese Banking Corporation (OCBC) acquired Keppel TatLee.

　　In April 2003, AIB completed a deal merging AIB’s US subsidiary, Allfirst, with M&T Bank Corporation. AIB now has a 22.5% stake in M&T, which is headquartered in Buffalo, New York. AIB maintains representative offices in the United States in Chicago, Philadelphia, Atlanta, Los Angeles, and White Plains.