英國聯合萊斯特銀行

出自 MBA智库百科(https://wiki.mbalib.com/)

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英國聯合萊斯特銀行官方網站網址:http://www.alliance-leicester.co.uk/

英國聯合萊斯特銀行是一家抵押貸款提供商，成立於1997。

Alliance & Leicester plc (LSE: AL.) is a British bank, formerly a building society.

It was formed in 1997 by the flotation of the former Alliance & Leicester Building Society on the London Stock Exchange. It is listed on the FTSE 100. Its headquarters are in Carlton Park, a business park in Narborough, south of Leicester in England.

The group also has premises in Bootle, Manchester, Wigan, Leeds, Ashford and Belfast, and all its contact centres are UK based.

The former building society was formed by the merger of the Alliance Building Society (originally based in and called the Brighton & Sussex) and the Leicester Building Society on October 1, 1985 [1]. In 1990, the society acquired Girobank, a major provider of cash-handling services to the government and large companies and current accounts, primarily to low-income individuals, from the Post Office. With other large building societies such as the Halifax and Woolwich, the Alliance & Leicester decided to float the society on the London Stock Exchange, generating windfall payments to members worth up to £5,000 each. Flotation took place on April 21, 1997, and the company entered the FTSE 100.

The four business sectors are:

1. mortgage lending & investments,

2. personal banking,

3. commercial banking

4. treasury.

The Group provides general insurance, life assurance, unit trusts, personal current accounts and credit cards, asset financing and commercial lending. Its main retail business is in the United Kingdom concentrating on mortgages, current accounts, savings and personal loans. The Group is also endeavouring to expand its commercial operations through ALCB (Alliance & Leicester Commercial Bank). The Group's provision of retail credit cards is through its partner MBNA, and its provision of investments and insurance are through Legal & General, and Zurich respectively.

Alliance & Leicester has a subsidiary operating in the international market and based on the Isle of Man.